Critical Illness Coverage
Critical Illness Coverage helps to fill the gaps between your health coverage and life insurance. While health coverage provides benefits for medical treatment, it does not include any benefits for non-medical expenses you may incur. Traditional life insurance policies pay benefits to the named beneficiary after death, but what happens if you survive a critical illness? Where will you find the financial resources to over expenses during the recovery?
Our accident protection will have you covered ecery step of the way!
To give you a better idea of why this coverage can be such a great addition to your insurance plan, here are some basic facts and statistics on critical illness here in the U.S.
Both men and women have a 1-in-3 lifetime risk of getting cancer.
There are 15.5 million cancer survivors in the U.S.
790,000 heart attacks occur each year - that’s 1 every 40 seconds.
About 795,000 Americans will have a stroke this year!
Accidents CAN happen - Even when you don’t think it can… Better to be safe than sorry!
More than 29 million people are treated in emergency rooms for injuries each year.
More than 2.8 million people are hospitalized with injuries each year.
Our Criticcal Illness Coverage plans are designed to help fill those gaps of out-of-pocket expenses that you may incur as a result of accidental bodily injury. The plan pays up to the selected excess medical expense amount after the applicable deductible is met.
Supplemental Accidents and Critical Illness Coverage gives you extra medical expense by providing you with lump-sum payouts when you have an accident. This coverage can help with offsetting the cost of deductibles, co-pays, prescription drugs, diagnostic tests, and other expenses.